维多利亚日快乐 | Happy Victoria Day
汉龙保险将于维多利亚日假期 5月22日（星期一）休息一天。
OIBC will be CLOSED on Monday, May 22 2023 for Victoria Day holiday.
5月23 日（星期二）恢复正常营业时间。
Regular office hours resume on Tuesday, May 23 2023.
旅游保险: 5种旅游保险让你安心出行|Travel 101: A Closer Look at Essential Travel Insurances
旅行保险在任何旅行计划中都非常必要，它能在意外发生时给你提供经济保障和安心。接下来，我们来聊聊为什么要选择以下几种旅行保险：
Travel insurance is key for any trip, giving you financial safety and peace of mind when unexpected stuff happens. Let's dive into why you should get these types of travel insurance:
1.医疗紧急情况：在旅行过程中，可能会遇到意外伤害或健康问题。这种保险有助于支付医疗护理、住院和甚至疏散费用。有了它，你就不需要承担高昂的自付费用.
1.Medical Emergencies: Accidents or health issues can happen while traveling. This insurance helps cover medical care, hospital stays, and even evacuation costs. Without it, you could end up paying a lot out-of-pocket.
2. 旅行延误：诸如恶劣天气或技术问题等航班可能导致延误或取消。旅行延误保险能帮助承担额外费用，如酒店、餐饮和交通费用，这样你就不必为额外开支担忧了。
2. Travel Delays: Flight issues like bad weather or technical problems can cause delays or cancellations. Travel delay insurance covers extra costs, like hotels, food, and transportation, so you don't have to worry about extra expenses.
3. 行李丢失或损坏：如果你的行李在旅行中丢失、被盗或损坏，这种保险可以帮助承担费用，减轻您的财务压力。
3. Lost or Damaged Luggage: If your luggage gets lost, stolen, or damaged during your trip, this insurance helps cover the costs. It takes away the financial stress and helps you focus on enjoying your journey.
4. 旅行取消：如果你因疾病或家庭紧急情况等意外事件需要取消旅行，这种保险将承担不可退还的费用，例如酒店或租车公司预先收取不能退还的预定费用，这个时候，“旅行取消保险”就能保护你免受金钱损失。
4. Trip Cancellation: If you need to cancel your trip due to unexpected events like illness or family emergencies, this insurance covers non-refundable costs. It's especially useful if you've spent a lot on non-refundable tickets or reservation fee and want to protect your hard-earned money.
5. 超级签证：加拿大超级签证所需的医疗保险，涵盖了应急医疗护理费用。它不仅满足签证要求，还可保障您和您的家人，在加拿大探亲期间不必担心意外医疗费用。
5. SuperVisa: Needed for certain visas like the Canadian Super Visa, SuperVisa insurance covers emergency medical care and repatriation. It meets visa requirements and protects you from unexpected medical costs in the country you're visiting.
总之，购买包括医疗紧急情况、旅行延误、行李丢失或损坏、旅行取消和超级签证的旅行保险，你将获得财务保障，并为旅途中发生的任何意外做好准备，让你放心享受旅程。
By getting travel insurance that covers medical emergencies, travel delays, lost or damaged luggage, trip cancellation and SuperVisa, you'll be financially secure and ready for any surprises, letting you travel with ease.
